Food & Beverage Industry Insurance

Serving Up the Perfect Insurance Protection

Running a food or beverage business comes with unique risks — from property damage and liability claims to spoilage and equipment breakdown. Whether you own a brewery, winery, or restaurant, having the right insurance coverage protects your business, your employees, and your customers.

At Miller Insurance Brokers, we tailor policies to meet the specific needs of your food or beverage operation, so you can focus on crafting great products and serving your community with confidence.

Brewery Insurance

Owning a brewery comes with unique risks that require specialized insurance. Brewery insurance combines elements of property, general business, and liquor liability coverage into a single, tailored policy, giving you peace of mind so you can focus on brewing great beer.

The coverage your brewery needs depends on factors like the size of your operations, whether you serve food, host tours or events, and the brewing, selling, and serving of beer itself. A comprehensive policy protects your equipment, stock, and profits — including coverage for potential recalls or safety issues — while also addressing worker and visitor liability.
With the right insurance partner, you can ensure your brewery is protected from the unexpected. Contact Miller Insurance Brokers today to explore a customized insurance solution for your business.
- Property
- Liquor Liability
- Environmental Liability
- Business Auto Insurance
- Premises Liability
- Special Events
- Crime
- Cyber Liability
- Bonds
- Supply Chain
- Employment Practices Liability Insurance
- Equipment Failure
- Workers' Compensation

Brewery Insurance Quote

Winery Insurance

Wineries are unique businesses, combining agriculture, manufacturing, retail, and entertainment — all of which bring specialized insurance needs. Winery insurance protects your business at every level, from vineyard and production risks to tasting rooms and special events.

Operating a winery on a single property increases exposure to risks such as fire, vandalism, and personal liability if you live on-site. Liquor liability coverage is essential for public tastings and events, protecting you against claims if someone causes injuries or property damage after being served.
A comprehensive policy also covers the production and storage of wine, equipment breakdown, spoilage, transportation, and business operations, including workers’ compensation, general liability, cyber liability, and business auto.
Contact Miller Insurance Brokers today to create a customized insurance solution for your winery.
- Crop Insurance
- Vine & Trellis Coverage
- Product Recall
- Equipment Breakdown
- Contamination & Spoilage
- Liquor Liability
- Special Events
- Crime Coverage
- Farm Liability
- Inland Marine

Winery Insurance Quote

Restaurant Insurance

Running a restaurant is rewarding—but it also comes with risks. From property damage and food spoilage to liability claims and data theft, a single incident could put your business in jeopardy. That’s why having the right restaurant insurance is essential to protect your investment and give you peace of mind.

Today’s restaurants face new challenges such as cyber threats, payment fraud, and business interruptions caused by power outages or fire. Comprehensive restaurant insurance can include coverage for lost income, spoiled inventory, and even the costs of rebuilding after an unexpected disaster.
Restaurant insurance typically includes protection for your building, equipment, and supplies, as well as liability coverage for customers and staff. It can also safeguard you from incidents like foodborne illness, accidental injury, or property damage—all of which can lead to expensive lawsuits.
At Miller Insurance Brokers, we understand the complexities of the food industry. Let us create a custom insurance plan that works as hard for your business as you do.
- Property
- Liquor Liability
- Business Income
- Valet Parking
- Flooding
- Workers' Compensation
- Commercial Auto Liability
- Employee Theft
- Food Contamination
- Systems Breakdown
- Employment Practice Liability Insurance
- Cyber Liability

Restaurant Insurance Quote

Since 1899, our team has proudly supported Southwestern Ontario with reliable coverage and trusted guidance.

Fill out the form, and one of our knowledgeable brokers will reach out to provide a personalized, no-obligation insurance quote.

Local service, long-standing relationships, and peace of mind — that’s the Miller Insurance Brokers promise.

Local Knowledge. Trusted Carriers. Personalized Service.

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